Give your owners the power of guaranteed cash flow.
Win and keep more owners with Guaranteed Rent and Rent Advance, plus a new revenue stream for you.
Recent activity
Morgan R.
Guaranteed rent · paid on time
James L.
Rent advance · funded
$250M+ in rent guaranteed to date
Trusted by property managers across the country
Milwaukee Property Management
Tidewater Property Management
NextHome
Roam Property Management
Roots Property Management
Milwaukee Property Management
Tidewater Property Management
NextHome
Roam Property Management
Roots Property Management
Two things your owners can't get anywhere else
You give your owners guaranteed rent and instant cash from their future rent, financial products they could never access on their own. It's what makes you the best property manager they'll ever have.
Guaranteed Rent
Once a tenant is in place, your owners get paid on their payday. If the tenant is late, Spot funds your trust account so the owner never waits.
- Owners paid on time, every payday
- Spot funds your trust account if rent is late
- Begins once a tenant is placed (not vacancy)
Rent Advance
Your owners can turn their future rent into cash now, for the next repair or whatever they need. One flat fee, with no loan and no credit check.
- Cash for repairs or reinvestment
- No loan and no credit check
- Funds in as little as 48 hours
It costs you nothing, and it pays you
Spot puts up the capital and takes the losses. As Spot's servicing partner you earn a share on every advance and every guaranteed rent payment, at no cost or risk to you.
It costs you nothing
No setup fee and no monthly fee. Offering Spot to your owners is free.
You earn as our servicer
As Spot's servicing partner, you earn 2% of every rent advance and 1% of rental income on guaranteed rent. Recurring revenue for the collections work you already do.
Spot carries the risk
Spot funds every dollar and carries the risk, covering the owner for up to three months even through eviction. It runs through your trust account, never your operating account, so you never front rent or cover a shortfall.
No new work
Spot runs the program inside the software you already use. Your team's day doesn't change.
You stay the hero to your owners
Your owners get guaranteed rent and instant cash inside the portal they already use, as part of the service you provide. Spot stays in the background.
Built into your owner materials
Spot shows up in the statements and owner portal your owners already use, with no new login. It's part of the service you provide.
You know the property best
No one knows a property like its manager. Put the right product in front of the right owner at the right time, like funding a new roof the week it's needed.
Win owners, and keep them
A premium service no other manager offers helps you stand out, win new owners, and keep the ones you already have.
Live in minutes
Offer guaranteed rent and rent advances inside the software you already use, with no added work for your team. You earn on every deal.
Walk the whole product in a two-minute guided demo. No signup.
Works with your software
Spot runs inside the property management software you already use. Live on AppFolio today, with the rest on the way.
AppFolio
Buildium
Rent Manager
Propertyware
RentVine
We run your books and trust accounting
Spot already does the accounting behind every guaranteed rent payment and rent advance. Now we can run your full books, inside your software, with a dedicated rep who keeps your trust accounts audit-ready.
Backed by up to $100K in failed-audit protection
Meet your account rep
Kylie
Head of Trust Accounting
She ran a property management business before leading Spot’s trust accounting, and she’s the person who answers when you email.
Guaranteed rent, proven at scale
More than $250M in rent guaranteed to date, now backing over $100M of rent roll a year across thousands of owners.
★★★★★
“We pitch guaranteed rent to every new owner now. It’s the thing that sets us apart, and it’s won us doors we would have lost.”
Michael C.
PM Company Owner · 850+ doors
★★★★★
“Our owners stopped calling about when they’d get paid. That alone changed how our team spends its week.”
Sarah M.
Operations Director · 1,200+ doors
Questions property managers ask
What does Spot cost me?
Nothing for the financial products. There's no setup fee and no monthly fee. You earn 1% of rental income on guaranteed rent and 2% on every advance your owners take. (Property accounting is a separate paid service.)
How does Spot make money?
From the owner-paid fees, while we put up all the capital and carry the risk. You earn a servicing share for the collections work you already do, so you never pay to offer Spot and you're never on the hook for a loss.
How does Guaranteed Rent work?
Once a tenant is in place, if that tenant hasn't paid by your owner's payday, Spot sends the rent to your trust account so the owner is paid in full and on time.
What happens if the tenant stops paying?
Spot keeps paying the owner through the delinquency, for up to three months. That risk sits with Spot, not you. We can cover it because we only guarantee rent on a tenant your own screening and underwriting already approved.
Is Rent Advance a loan to my owners?
No. It's an advance on the unit's future rent. There's no loan, no lien, and no credit check.
How is a rent advance repaid?
From the unit's future rent. Your management fee comes out first every month, so your income never changes, and the rest repays Spot. Repayment wraps up early in month 7, the owner's month-7 draw is slightly lower, and full distributions resume in month 8.
Who carries the risk?
Spot does. We put up all the capital and absorb any losses. Everything runs through your trust account, never your operating account, so you never front rent or cover a shortfall.
Will this work with my software?
Spot is live on AppFolio today, with Buildium, Rent Manager, Propertyware, and RentVine coming soon. It runs inside the software you already use, so there's no new platform for your team.
Can Spot handle my trust accounting too?
Yes. Spot already does the accounting behind guaranteed rent, so we can run your full books and trust accounting, with a dedicated rep who keeps you audit-ready.
Give your owners something to stay for
See Spot in action, then turn it on for your owners.
Are you a property owner?
Request guaranteed rent or an advance →